公积金最新贷款利率

年限年利率（%)月利率（‰)月还款额（元）本息总额（元）

6个月3.33%到期一次还本付息10166.5

13.33%10333

23.33%2.78431.2710350.56

33.33%2.78292.2710521.67

43.33%2.78222.810694.63

53.33%2.78181.1610869.43

63.87%3.23155.8611221.93

73.87%3.23136.0911431.6

83.87%3.23121.2911643.74

93.87%3.23109.811858.34

103.87%3.23100.6312075.41

113.87%3.2393.1412294.94

123.87%3.2386.9212516.91

133.87%3.2381.6812741.32

143.87%3.2377.1912968.16

153.87%3.2373.3213197.42

163.87%3.2369.9413429.1

173.87%3.2366.9813663.17

183.87%3.2364.3513899.62

193.87%3.2362.0114138.46

203.87%3.2359.9214379.65

213.87%3.2358.0314623.2

223.87%3.2356.3214869.07

233.87%3.2354.7715117.27

243.87%3.2353.3615367.77

253.87%3.2352.0715620.56

263.87%3.2350.8815875.62

273.87%3.2349.7916132.94

283.87%3.2348.7916392.49

293.87%3.2347.8616654.27

303.87%3.234716918.24

2010加息后公积金贷款利率表

项目调整前利率调整后利率

一、个人住房公积金存款

当年缴存0.360.36

上年结转1.711.91

二、个人住房公积金贷款

五年以下（含五年）3.333.50

五年以上3.874.05

三、试点项目贷款按五年以上个人住房公积金贷款利率上浮10%同前

公积金贷款（等额法－基准利率还款对照表）

公积金住房贷款还款表商业性贷款还款表利息比较

年限月利率(‰)月还款额(元)合计利息(元)月利率(‰)月还款额(元)合计利息(元)

12.7758484.411812.924.4255310.00元3497.08

22.7754312.733505.524.54405.075721.682216.16

32.7752922.695216.844.53015.088542.883326.04

42.7752228.056946.404.82337.5212200.965254.56

52.7751811.578694.204.81922.1415328.406634.20

63.2251558.6012219.204.951654.4619121.126901.92

73.2251360.9014315.604.951457.9822470.328154.72

83.2251212.8916437.444.951311.2225877.129439.68

93.2251097.9918582.924.951197.6129341.8810758.96

103.2251006.2820753.604.951107.1932862.8012109.20

113.225931.4322948.764.951033.6536441.8013493.04

123.225869.2325169.124.95972.7540076.0014906.88

133.225816.7527413.004.95921.5843766.4816353.48

143.225771.9129680.884.95878.0447510.7217829.84

153.225733.1931974.204.95840.6251311.6019337.40

163.225699.4334290.564.95808.1655166.7220876.16

173.225669.7636631.044.95779.7759073.0822442.04

183.225643.5038996.004.95754.7963034.6424038.64

193.225620.1141385.084.95732.6767048.7625663.68

203.225599.1543796.004.95712.9771112.8027316.80

213.225580.2946233.084.95695.3675230.7228997.64

223.225563.2248690.084.95679.5379395.9230705.84

233.225547.7351173.484.95665.2683611.7632438.28

243.225533.6053676.804.95652.3687879.6834202.88

253.225520.6956207.004.95640.6492192.0035985.00

263.225508.8358754.964.95629.9896553.7637798.80

273.225497.9361329.324.95620.24100957.7639628.44

283.225487.8763924.324.95611.35105413.6041489.28

293.225478.5766542.364.95603.19109910.1243367.76

303.225469.9569182.004.95595.70114452.0045270.00