为了避免产生对条款内容的误解,保险公司已经制定了承保范围的英文格式表达方式。比如中国人民保险公司1981年制定的保险条款,其英文措词如下：

①平安险加保舱面险。CoveringFreefromParticlarAverage(F.P.A)asperOceanMarineCargoClasesofthePeople\sInsranceCompanyofChinadated(1/1/1981),INCLUDINGrisksONDECK

②水渍险加保战争险。CoveringWithAverage(W.A)andWarRisksasperOceanMarineCargoClasesandOceanMarineCargoWarRisksClasesofthePeople\sInsranceCompanyofChinadated(1/1/1981).

③一切险加保战争险。CoveringAllRisksandWarRisksasperOceanMarineCargoClasesandOceanMarineCargoWarRisksClasesofthePeople\sInsranceCompanyofChinadated(1/1/1981).

④散装桐油险加保战争险。Coveringlossordamagearisingfromshortage,leakage,contaminationandisomerizationasperClasesforWoodOilinblkattached,IncldingWarRisksasperOceanMarineCargoWarRisksClasesofthePeople\sInsranceCompanyofChinadated(1/1/1981).

⑤冷藏货物水渍险。CoveringWithAverage(W.A)incldingdamagearisingfromBreakdownofrefrigeratingmachineryasperClasesforFrozenProdcts(W.A)OfthePeople\sInsranceCompanyofChinadated(1/1/1981)。